I frequently get emails from people who have lost out on Social Security benefits they might have been due. And they are looking for somebody to blame. They usually don’t like it when I have to turn around and tell them it is their fault. I’m not a huge sports fan. In fact, it’s interesting that, in our family, my son and I are just barely interested in baseball, football, hockey, et al., whereas my wife and my daughter are huge sports fans and have been known to travel the country (previrus) to watch football games, tennis matches, etc.! Despite my lack of interest in the world of sports, I’m going to use a sports analogy to make the primary point of this column. When it comes to your eligibility for Social Security—what benefits to file for and when to file for those benefits—the ball is in your court. Don’t …
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